Built for merchant payment automation

Accept verified payments through SMS-based confirmation.

SMS Pay helps merchants automate payment collection with payment intents, Android SMS Agent, provider SMS parsing, signed webhooks, reconciliation queues, and separate Sandbox and Live environments.

99.9% uptime
Secure verification
Real-time webhooks
Built for merchants

Features

Everything you need to automate SMS-confirmed payments.

From intent creation to SMS parsing and webhook delivery, SMS Pay gives merchant teams the payment infrastructure they need without manual screenshot verification.

Payment Intents

Create short-lived payment requests with amount, reference, expiry, and checkout URL.

Android SMS Agent

Forward provider SMS messages from a trusted merchant phone into the gateway.

Merchant Dashboard

Monitor intents, SMS events, devices, reconciliation, API keys, and webhook deliveries.

Webhook Notifications

Send signed payment updates to your backend for reliable order fulfillment.

Reconciliation Queue

Review unmatched, duplicate, late, malformed, or ambiguous SMS events safely.

API Key Management

Separate sandbox, live, and device credentials with clean operational controls.

SMS Event Matching

Match by amount, reference, sender, receiver, transaction ID, method, and rules.

Sandbox & Live Mode

Run full payment simulations before switching verified workflows to production.

How it works

From onboarding to verified payment in four simple steps.

01

Create merchant account

Onboard your organization, receiver accounts, dashboard users, and environments.

02

Generate API keys

Create sandbox and live keys for secure backend checkout integration.

03

Create payment intent

Send amount and order reference, then redirect customers to hosted checkout.

04

Verify by SMS and webhook

The Android agent forwards SMS evidence and your backend receives signed status events.

Use cases

Works the way your business does.

E-commerce & Marketplaces

Confirm checkout payments without manual screenshots or support messages.

Checkout

BDT 12,450

StatusPaid

Manual Checkout & Invoicing

Create payment links for invoices, packages, or support-assisted orders.

Invoice

BDT 12,450

StatusMatched

Local Payment Collection

Track branch, field, or phone-based collections with SMS evidence.

Collection

BDT 12,450

StatusVerified

Operations & Finance Teams

Give teams a reconciliation queue for review, audit, and settlement workflows.

Queue

BDT 12,450

StatusReview

Pricing

Choose the plan that fits your growth.

Start with a self-managed lifetime license or let us operate the payment provider flow for you.

Most Popular

Best for self-managed merchants

Lifetime Gateway License
Own the Android app and merchant dashboard access with lifetime service included.
BDT 4,999BDT 12,000

One-time payment

  • Android SMS payment app handover
  • Merchant dashboard lifetime access
  • Sandbox and live payment flow setup
  • Free hosted service for life
  • Optional maintenance at BDT 500/month

Best for done-for-you operations

Managed Payment Provider
We operate the payment flow, monitor transactions, and handle provider setup.
BDT 500/mo

Per payment method + 4.5% transaction fee

  • BDT 500/month for each payment method
  • 4.5% fee on transactions up to BDT 5,00,000
  • Payment monitoring and reconciliation
  • Merchant dashboard and checkout links
  • Custom configuration above BDT 5,00,000 volume

Security

Security & reliability you can count on.

Verification Accuracy

Audit Logs

Webhook Reliability

Role-Based Access

API Key Security

Sandbox Testing

FAQ

Answers before you integrate.

The short version of what merchants and developers ask most often.

Ready to automate SMS-confirmed payments?

Join forward-thinking merchants who trust SMS Pay to collect, verify, and reconcile payments automatically.

Contact

Let's get your merchant onboarding started.

Share your requirements and timeline. Our team will help you set up channels, webhooks, and reconciliation flow quickly.

Request onboarding
Share a few details and we'll get back to you.